About Tom Murphy
I'm a Registered Social Security Analyst, Accounting and Finance instructor, and founder of Trust Financial Wellness, based in St. Petersburg, Florida, working with clients locally and remotely.
Tom Murphy, MBA, RSSA®
Founder, Trust Financial Wellness
Fifteen years in front of a classroom, now in your corner.
I'm a dedicated educator with a passion for helping people build lasting financial wellness at every stage of life. As a Registered Social Security Analyst, I specialize in teaching pre-retirees how to make informed decisions about Social Security claiming strategies so they can optimize their retirement income and enjoy greater peace of mind. My approach is principle-centered: education, clarity, long-term thinking, and practical knowledge.
I also serve as an Accounting and Finance instructor at local colleges in St. Petersburg, Florida, where I give students the same foundational knowledge I bring to clients nearing retirement. Whether in the classroom or working one-on-one, my goal is the same: clear, empowering, and trustworthy financial education.
Important note: all of my work is strictly educational. I do not provide legal, tax, investment, or personalized financial advice.
Credentials
- Registered Social Security Analyst® (RSSA®)
- MBA, Finance, Rollins College (Crummer Graduate School of Business)
- B.S., Business Management and Applied Economics, Cornell University
- Florida 2-15 License, Resident Health and Life Agent
- 15 years teaching Personal Finance, Financial Accounting, Managerial Accounting, and Financial Management at colleges in St. Petersburg, FL
What guides this practice
To help individuals and couples improve their financial wellness through trusted guidance, financial education, and transparent recommendations that identify blind spots, encourage informed decisions, and support long-term confidence.
To make trustworthy financial guidance and financial literacy accessible to people from all financial backgrounds, while building lasting relationships rooted in integrity, transparency, and genuine care.
Trust
Building relationships through honesty, integrity, and reliability.
Transparency
Clearly communicating recommendations, compensation, and expectations.
Education
Improving financial literacy so clients can make informed decisions.
Accessibility
Serving people from all financial backgrounds without unnecessary barriers.
Wellness
Supporting long-term confidence and peace of mind.
Service
Helping others first, with relationships valued above transactions.
There's a teacher, not a salesman, behind this advice.
A short conversation could meaningfully change your outcome. Booking is free, and there's no obligation to become a client.